All About the Camden Co. CARES Act Funding

 The Lake of the Ozarks chambers have come together to help support our local businesses who have been affected by the pandemic. The Lake Area Chamber is proud to be a part of this amazing grant program that helps support a number of area businesses in many ways. Your small business at the Lake of the Ozarks may qualify for grant assistance! Check out the details:

CARES ACT Funding – Business Assistance Grant Application

Application period is October 1 to October 31, 2020

**Please note: Payroll and Loss of Revenue are not eligible expenses in the grant program

The Camden County Commission is providing a small business assistance program up to $10,000 in grant

funding per business to provide economic support to small businesses in connection with COVID-19 and as

provided through the Federal CARES Act. Camden County has received Coronavirus Relief Funds that it is

making available, on an application basis, to eligible entities for necessary expenditures incurred due to the

public health emergency. Funds may only be used to cover costs that:

• Expenditures related to business interruption related to the Coronavirus Disease 2019 (COVID–19),

• Expenditures associated with costs to operate businesses under State or City guidelines such

as PPE and other modifications necessary to conduct business,

• Expenditures incurred during or to be incurred the period that begins on March 1, 2020 and ends on

December 30, 2020.

The requirement that expenditures be incurred as a result the public health emergency means that

expenditures must be associated with actions taken to respond to the COVID-19 public health emergency.

Program Eligibility

The program funds will be allocated to eligible and qualified small businesses based on availability of funds

received by the County. Applications and supporting documentation are required for review and approval.

All grants will be processed on a first-come, first-review basis to qualified applicants. Submission of an

application does not guarantee approval for funds. This grant will be for actual expenses incurred and not

projected expenses. Receipts will be required for incurred expenses.

To be eligible, businesses must meet the following requirements:

• Must be a for-profit, independently owned business or independently operated franchise, or nonprofit organization geographically located within the borders of Camden County, MO and

established prior to 1/1/2020.

• Must possess a current city, county, and state license or permit to operate, as applicable.

• Must employ less than 40 full-time or part-time employees. Owners are not included in the

employee count.

• Must provide proof of a business hardship created by COVID-19.

• Must use funds for ongoing business operational needs, lease/mortgage payments, utilities, materials,

supplies and services. If applicant received funding through the Paycheck Protection Program or similar

program under the CARES Act, additional documentation must be provided outlining how funds were

used.

• Must be in compliance with local, state, and federal non-discrimination policy, and overall good

standing with city and county service providers as of February 1, 2020 (e.g., current on utility bills,

no liens or judgments from any governmental agency, and prior year(s) property taxes, state and

federal taxes).

• Camden County may request additional information, as necessary.

Please complete the attached application and provide applicable copies of required documentation

by mail or in person by October 31, 2020.

Mail or Drop-Off:

Camdenton Chamber of Commerce, PO Box 1375, 739 W. US Hwy 54, Camdenton, 65020, 573-346-2227

Lake Area Chamber of Commerce, PO Box 1570, 1 Wilmore Lane, Lake Ozark, 65039, 573-964-1008

Lake West Chamber of Commerce, PO Box 340, 125 Oddo Drive, Sunrise Beach, 65079, 573-374-5500

The following businesses will not be considered eligible to request assistance under the relief

program:

  • Lending and investment institutions
  • Corporately Owned Chain Stores

Nonexclusive examples of ineligible expenditures

The following is a list of examples of costs that would not be eligible expenditures of payments from

the Fund.

  • Payroll or loss of revenue.

Expenses that have been or will be reimbursed under any federal program, such as the

reimbursement by the federal government pursuant to the CARES Act of contributions by

States to State unemployment funds.

  • Expenses for the State share of Medicaid.
  • Damages covered by insurance
  • Payroll or benefits expenses for employees whose work duties are not substantially dedicated
  • to mitigating or responding to the COVID-19 public health emergency.
  • Reimbursement to donors for donated items or services. Workforce bonuses other than
  • hazard pay or overtime.
  • Severance pay.
  • Legal settlements.

If you have any questions about the CARES Act Funding, contact the Lake Area Chamber of Commerce office. Our team will be happy! We are thrilled to be able to help offer some much-needed support for our local community, as many of our small businesses have faced difficulties during the COVID-19 pandemic. 



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